Quick Answer: Exness offers three main account types for most retail traders: Standard (and Standard Cent), Pro, and Zero & Raw Spread. Standard carries the widest spreads but the highest rebate through FN Trading Lab (up to $14.4/lot on Gold). Pro tightens spreads meaningfully while still paying a solid rebate (up to $6.3/lot on Gold). Zero & Raw Spread offers the tightest raw spreads of the three, with a smaller rebate (up to $3/lot on Gold) — and typically carries a separate per-lot commission that isn't reflected in the spread number alone.
This breakdown goes one level deeper than a general broker overview: actual spread and rebate figures per account type, based on the current pricing sheet FN Trading Lab uses for Exness clients.
Overview: Exness's Three Main Account Types#
Account Type | Fee Structure | Best For |
|---|---|---|
Standard / Standard Cent | Spread includes markup, no separate commission | Beginners, general trading, highest rebate |
Pro | Tighter spread than Standard, no separate commission | Traders who want lower cost without tracking commission |
Zero & Raw Spread | Near-raw spread, typically paired with a per-lot commission | High-frequency/scalping traders who want the tightest raw pricing |
Note: Standard Cent works identically to Standard in terms of spread and rebate structure — the difference is that Cent accounts denominate balances in cents, letting traders fund and size positions with much smaller amounts.
Real Spread Comparison Across Account Types#
Reference spreads for popular instruments, based on the pricing FN Trading Lab currently applies for clients routed through our Exness link:
Instrument | Standard/Standard Cent | Pro | Zero & Raw Spread |
|---|---|---|---|
Gold (XAUUSD) | $0.28 - $0.36 | $0.196 - $0.252 | $0.09 - $0.14 |
Silver (XAGUSD) | $0.50 | $0.35 | $0.18 |
BTCUSD | ~$18.00 | ~$12.60 | ~$6.00 |
ETHUSD | ~$1.40 | ~$0.98 | ~$0.00 (raw) |
EUR/USD | ~0.8 pip | ~0.6 pip | ~0.0 pip (raw) |
GBP/USD | ~1.0 pip | ~0.7 pip | ~0.0 pip (raw) |
USD/JPY | ~1.0 pip | ~0.7 pip | ~0.0 pip (raw) |
Figures reflect reference spreads at the time of writing (July 6, 2026) and can shift with market conditions. Zero & Raw Spread accounts typically pair these near-zero spreads with a separate round-turn commission per lot — confirm the exact commission rate with FN Trading Lab before opening, since it isn't part of the pricing sheet above.
Rebate by Account Type Through FN Trading Lab#
Just like with other brokers, the account type with the widest spread pays the highest rebate — because the rebate comes out of the spread markup FN Trading Lab shares back with you.
Instrument | Max Rebate* — Standard/Standard Cent | Max Rebate* — Pro | Max Rebate* — Zero & Raw Spread |
|---|---|---|---|
Gold (XAUUSD) | $14.4/lot | $6.3/lot | $3.0/lot |
Silver (XAGUSD) | $100/lot | $43.75/lot | $20.0/lot |
BTCUSD | $7.2/lot | $3.15/lot | $3.0/lot |
EUR/USD | $3.2/lot | $1.5/lot | $2.0/lot |
GBP/USD | $4.0/lot | $1.75/lot | $2.0/lot |
Max tier applies once monthly trading volume reaches 200 lots or more (auto-upgraded from the default 95% payout tier to 100%). If volume drops below 200 lots/month for two consecutive months, the account reverts to the 95% tier. Zero & Raw Spread runs on a fixed-rate structure rather than the 95%→100% auto-upgrade tier used by Standard and Pro.
Interesting detail: on EUR/USD and GBP/USD, Zero & Raw Spread actually pays a higher rebate than Pro ($2.0/lot vs $1.5-1.75/lot), even though Pro has a wider spread on those pairs. This is a quirk of Exness's own fixed-rate Zero pricing model, not a typo — always check current figures with FN Trading Lab before assuming Pro is strictly better value on FX majors.
Zero & Raw Spread: What the Commission Adds#
Zero & Raw Spread accounts are built around a raw/near-zero spread plus a separate commission charged per lot, per side. This structure is common across the industry for ECN-style accounts, but the exact commission rate isn't part of the pricing sheet above — it should be confirmed directly with FN Trading Lab or on the Exness account opening screen before you commit capital, since it materially affects your true cost of trading on this account type.
Which Exness Account Type Should You Choose?#
- New to trading, want simplicity: Standard — spread already includes the cost, no separate commission line to track, and it carries the highest rebate through FN Trading Lab.
- Want a middle ground between cost and simplicity: Pro — meaningfully tighter spreads than Standard while still avoiding a separate commission line.
- High-frequency trader (EA/scalping) who wants the tightest raw pricing: Zero & Raw Spread, provided you've confirmed the commission rate and it still nets out favorably for your strategy's average holding time and lot size.
If you're deciding between Exness and another broker entirely, see our three-way broker comparison for the full picture across XM, Exness, and Vantage.
Frequently Asked Questions#
Conclusion#
There's no universally "best" Exness account type — it depends on whether you value a higher rebate (Standard), a middle-ground spread with no commission tracking (Pro), or the tightest raw pricing for high-frequency strategies (Zero & Raw Spread). Standard delivers the highest rebate through FN Trading Lab across almost every instrument, Zero & Raw Spread narrows the spread furthest for traders who've confirmed the commission works in their favor, and Pro sits in between. If you're still unsure, reach out to FN Trading Lab for guidance based on your actual trading volume and style.
Risk warning: Trading forex and CFDs carries a high level of risk and may not be suitable for all investors. Spreads and rebate rates can change based on market conditions and Exness/FN Trading Lab policy — please confirm the latest figures before trading. This is not investment advice.
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