XM Account Types

Compare XM account types β€” minimum deposit, leverage, spread structure, commission. All account types are eligible for FN Trading Lab cashback unless noted.

AccountMin depositLeverageSpread / commissionBest for
Standard$301:1000
From 1.0 pips
No commission
Beginners, swing traders
Raw / ECN$1501:1000
From 0.0 pips
$3-7 per lot per side
Scalpers, high-frequency, EAs
Pro / VIP$5,000+1:200-1:500
Tight institutional
Reduced or rebated
Active traders ($25k+ volume/mo)

Indicative account structures β€” exact account names and tiers depend on XM's current offering. Confirm at sign-up.

XM Account Types 2026 | FN Trading Lab