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XM Broker Review

2025 Edition
4.8/5
2,847 reviews
Recommended
Regulated
CySEC, ASIC, IFSC
Multi-jurisdiction licensed
$
Min Deposit
$5
Ultra-low entry barrier
Max Leverage
1:1000
Maximum trading power

XM Broker Review 2025 – Cashback, Bonuses & Real Trading Benefits

January 1, 2025
FN Trading Lab
Broker Reviews

Quick Summary

Overall Rating:4.6/5
Best For:Beginners & Education
Cashback Rate:Up to $25/lot

Key Features

  • Multiple regulatory licenses
  • Extensive educational resources
  • No deposit or withdrawal fees
  • 24/7 customer support

Overview of XM

XM is one of the most well-established Forex brokers globally, trusted by over 5 million traders in more than 190 countries. It is fully regulated by ASIC, CySEC, FSC, and offers excellent local language support in Southeast Asia – including Vietnamese, Thai, Bahasa, and Tagalog.

But what truly sets XM apart isn't just its platform or bonus program – it's the cashback. When you register via FN Trading Lab, you receive 100% of the cashback available, paid daily, with no conditions hidden behind the fine print.

Pros & Cons

Pros

  • Weekly trading webinars in local languages
  • Full support for EA bots and CopyTrade
  • $5000 bonus pool, regular contests, and real rewards
  • Regulated by trusted global authorities
  • Crypto and multi-currency deposits/withdrawals supported
  • Cashback is paid daily, not weekly or monthly
  • FN Trading Lab offers 100% cashback – up to $25/lot

Cons

  • No cent account available
  • Swap fees apply to Standard accounts
  • Free VPS only for traders with $500+ deposits and regular volume

XM Cashback – Why FN Trading Lab Offers More

Cashback Benefits

Many IB partners offer reduced cashback – only 30–70% of the rebate allowed by XM. Some also delay payments until the end of the week or month.

At FN Trading Lab, you get:

Key Benefits:

  • 100% of the official rebate
  • Daily payout directly to your wallet
  • No cap or tier limits – cashback increases with volume
  • Compatible with EA bots, CopyTrade, and bonus accounts

Cashback Comparison – FN Trading Lab vs Others

Trading VolumeFN Trading LabOther IBsAdvantage
0-5 lots
$12/lot
$8-15/lot
+80%
5-10 lots
$15/lot
$8-15/lot
+85%
10+ lots
$25/lot
$8-15/lot
+100%

Why settle for less when you can get it all?

Account Types at XM

Micro

Min Deposit:$5
Spreads:From 1.0 pips
Leverage:1:1000
Commission:No

Key Features:

  • Perfect for beginners
  • Low minimum deposit
  • Full platform access

Standard

Min Deposit:$5
Spreads:From 1.0 pips
Leverage:1:1000
Commission:No

Key Features:

  • Most popular
  • All trading tools
  • Bonus eligible

XM Zero

Min Deposit:$100
Spreads:From 0.0 pips
Leverage:1:500
Commission:$3.5/lot

Key Features:

  • Ultra-low spreads
  • Professional trading
  • ECN execution

All accounts support MT4 & MT5, mobile apps, and include 24/5 support.

Deposit & Withdrawal

Deposit Information

  • Minimum deposit: $35
  • Deposit methods: Crypto, bank transfer, local e-wallets
  • Processing time: Typically same-day
  • Fees: No fees for most methods

Withdrawal Information

  • Processing time: 1-3 business days
  • Methods: Same as deposit methods
  • Fees: No fees for most withdrawals
  • Verification: Required for first withdrawal

EA Bots, CopyTrade & VPS

  • Fully supports automated trading (EA bots)
  • CopyTrade via master accounts with up to 50% profit share
  • VPS hosting available for consistent traders
  • All trading styles eligible for cashback

Updated Cashback Rates via FN Trading Lab

Up to $25/lot
100% Cashback Rate
100% rebate
no hidden cut
Paid daily
not weekly
Works with all accounts
including bonus & EA accounts

Ready to Trade & Earn Cashback Daily?

Getting started is easy:

  1. 1. Open your XM account through the official FN Trading Lab link
  2. 2. During registration, enter IB Code: FTL123
  3. 3. Fund your account and start trading
  4. 4. Watch your cashback come in daily – automatically
IB Code (Required): FTL123
Cashback: 100% rebate, up to $25/lot
Payout: Daily to your wallet

Why Trade with FN Trading Lab?

Highest cashback in the region
100% rebate with no hidden cuts
Daily payout – no waiting
Automatic daily transfers to your wallet
Multilingual support across Southeast Asia
Vietnamese, Thai, Bahasa, Tagalog support
EA bot tools & CopyTrade assistance
Full automation support with cashback
Access to community & educational resources
Trading guides, webinars, and community
Real rewards, real profits
Transparent, reliable, and profitable